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Sunday 10 May 2015

Why Don't People Care About Personal Finance (feat Cheerful Egg and Xeolyenomics)

Busy Year for me but it will be great to share why some people don't care ( or to me simply Don't Know how to care) about Personal Finance.

Let's start with this: "SAVING FOR A RAINY DAY!"

This is the only thing I can remember from my academic years....hmm..wait from my Primary School Education.

I couldn't recall more on any Financial Advices other then to get a good paying job or make more money to start a family.

Nothing was taught on:

1. getting the correct property or properties with or without grants

2. using my CPF to assist me in my retirements

3. getting the right type of insurance depending on my needs or dependants

4. using my medisave to get an integrated shield plan that gives better coverage

5. getting various tax relief that benefits my families member or doing charity

6. how to invest slowly and accumulate wealth

7. how to avoid Get Rich Quick Scams

The list goes on and do add into the comments if i missed any.

I am not blaming the Education System for not teaching us how to care about our Personal Finance.

We have Good Education System that make our people reputable in their diploma or degree certificate but that does not highlight to our people that Personal Finance is more important then just getting a job or Saving money for a Rainy Day.

I apologise if Personal Finance is one own self responsibility to find out and if they did not make the effort to make this discovery, they are to be blame for their own demise.

To be honest, Not every one are born equal and that is why a good directional guide will help them and the choices will be theirs to make.

In fact, Singapore did provide many sources of information to educate the public on CPF, getting HDB grants and Personal Finance.

The problems lies in the solutions and information is there but the AWARENESS to the public is not there.

Beep! Beep! Beep!

My timer for my 30 minute write up is up so I will finish this article soon.

I really like how Singapore have Television show case Pioneer Generation Video to create awareness


We might thought this is the only education video available but if we check online there are more useful education videos like those below on CPF.


A Good way to start is to shows video (in school) or on tv air time or online on where good informations can be found for individual needs.

The Good Direction will help more people to know how to care about their Personal Finance and use the good resources provided by Singapore to make our country a better home.

Good night Everyone!


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