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Tuesday, 7 October 2014

Being a Woman is Not Easy




It's been a while since I posted. Just my personal opinion for this post.


It is really not easy to be a woman.

They must look either pretty, kind or filial or all to get a possible good husband or family.

Especially for those who need to make up so as to look presentable for work. 

Is Tough Job to make up and remove make up everyday.

Guys...being nice is not enough, must be able to give security. Yes. Money or Asset is even better.

I won't go into the figure for women or guys in this post.

I won't go into when one party decides to be unfaithful.

In most case studies, girl will accept guy older then them.

It will be great if they are around the same age, this mean they can grow old together.

The big problem comes when a girl choose a guy 15 years older then her.

In the beginning, it will seems ok but when they become elderly, that is where the problem surface.

If the guy is 70 years old, the girl is only 55 years old.

I know an auntie who have this problem, the husband got stroke and she can only play game everyday.

Yes. She told me she play mobile game everyday. To relieve her stress apparently.

Her maid will and is the only one who can take care of her husband.

My point being is she have to either take care of her husband for the rest of her life, if they can't afford a maid or she would be alone after her husband left her early.

She might have to live alone for the next 15 years if 70 is the normal number for one to go heaven.

She might not meet a good elderly company due to family or society belief.

I am not saying when the age gap is huge 2 person cannot be together, at least plan something good for your partner long before hand.

My point is being a woman is really not easy, that's all.

Saturday, 27 September 2014

What Should you do if you are a victim of Sextortion?



I have a guy friend who had similar problem but he was extorted for money.

The tricks they used will be:

1. Show concern about you

2. Spend time with you Greeting Morning, Afternoon, Evening, Good Night

3. They will try to pick up your weakness by sharing their own stories

4. They will keep a diary of your personality and surprise you by how they remember you (make you feel important)

5. They will praise you and talk to you like a loves one

6. They will ask you to send pictures to them after they send theirs like what is shown in Crime Watch.

If you or anyone really did send picture which they can blackmail you.

Do not give them money or any thing they asked for because they will never STOP!



There is only ONE thing you can do!

Catch them red handed with the help of the police.

This is the ONLY WAY to get back the pictures you sent over with any back up!

What are the steps?

1. Go down to the police station and inform them about the situation.

2. Inform them the predator wants to meet you when and when.

Make it sound urgent! If not, it will take times for the authority to get back to you!

3. Do not meet the predator without the police in the picture!

4. Get him caught red handed AND get this done and over with.

Don't worry about losing face.

Only worry about losing more.

Protect your money and body!

Be safe Everyone!

Another Good Deed Done!

Thursday, 25 September 2014

Sembcorp Marine's Subsidiary SMOE secures LNG Process Modules Assembly Contract


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Sembcorp Marine's Subsidiary SMOE secures LNG Process Modules Assembly Contract 23-Sep-2014 17:12:42


infopub.sgx.com/FileOpen/SCMPressRelease23Sep2014.ashx?App=Announcement&FileID=315645

Announce on 23rd Sep 2014 but positive effect seen on 25th Sep 2014?

Riding on Dow Jones Upside?

Other then this news, their growth will still be slower.

By looking at the chart, there is a confluence zone with a small hammer if you look closed up in your own chart.

Downside is still in play unless we see a good upside break up from 4.15. 

Then again, will we see an upside from current 3.78 to 3.91 as a major resistance?

This might be a dead cat bounce for the downtrend. 

Always remember this, the trend is your friend.

Your guess is as good as my guess.

Trade Safely Everyone!

Wednesday, 24 September 2014

Do you see Value in Valuetronic?



Before any investment or trading. You should ask yourself Three Question.


1. Is this a uptrend, downtrend or sideway?

2. If I am wrong in my analyse, do i have a cushion ?

3. Is the cushion reliable?

Valuetronic based on the last dividend is around 6.390% from EOD price of 0.400.

Historically, they have given lower dividend so you must factor in the possibility of a lower dividend or no dividend.

IS this the right time of entry? 

Your guess is as good as my guess but it will be good to look for any upside from the range of 0.40 - 0.410

This is not a post to induce anyone to open a position into this counter.

Invest or Trade Safely Everyone!

A few characteristic of Scams that you need to know!



A few characteristic of Scams are:

1. Over promise that usually come with Under Deliver.

Example: 

i. just do this task 10 min a day and you can be a millionaire 

ii. 20% return every month

iii. Most 金点 CLASSIC, i will take care of you personally.

2. Sell you the products based on future upside and not present up side.

i. This means you might be buying on a down side with an upside forecast.

3. Misrepresentation 

i. Usually, you need facts and evidence to avoid this because if they intend to scam you, they will make it look so real that you won't want to miss the opportunity.

4. Pressure Selling 

i. They do not give you a cooling period to think about it.

ii. They want huge deposit upfront to deter you from backing out.

5. Uncertainty 

i. when you pose question and the scammer or his team can't answer your Question.

ii. Most 金点 CLASSIC, the Question you posed is not your problem but my problem. Just sit there and wait for money to come.

The above 5 points will be more harmful if you sign any documents that protect the scammer and not you.

Please Be Safe Everyone!

Another Good Deed Done!

Tuesday, 23 September 2014

In What Situation our claim might not be valid?



I realised many people know what they can claim but not sure what they cannot claim.

Below is a list which one might not be able to make a claim in death or disability or Terminal illness.

1. when you are not able satisfy evidence of entitlement like submitting death certificate. (example: missing person)

2. when the terminal illness (pt 6) or disability (pt 7) is not covered in your Certificate of Life Assurance. (example, Stage of Terminal illness and whether is total disability)

3. Once an allowed claim is made either for terminal illness (pt 6) or disability (pt 7) for that one policy, there will be no death claim because the policy will automatically terminate with the claim or if the claim is made when the life assured is deceased, only Death Benefit will be materialised.

4. If the life assured dies from suicide within 12 months from the Cover Start Date of your policy or from the date of reinstatement (because you never pay to date), or the policy is void, there will be no claim of any.

5. Pre existing condition not declared that cause the claim will not be claimable.

6. Terminal illness not claimable if caused by:

i) self inflicted injuries while sane or insane

ii) AIDS, AIDS related complex or infection by HIV except HIV due to blood transfusion and Occupational Acquired HIV as stated in a "SECTION" of your Policy Booklet. (Something like the "NOTE" in Annual Report. Please read up if you deem necessary)

iii) the use of unprescribed drug where such drug are required by law to be prescribed by a Registered Medical Practitioner

7. Disability not claimable if arises directly or indirectly out of:

i) self inflicted injuries while sane or insane

ii) attempted suicide

iii) travelling on a non commercial airline except military craft

8. Disability is also not claimable when the life assured is below 28 days of age or existed at Cover Start Date of your policy or from the date of reinstatement (because you never pay to date), or the policy is void, there will be no claim of any.

9. Take note of the Special Exclusion or Special Terms and Conditions shown on your Certificate of Life Assurance which will deem the claim not valid for ANY.

Disclaimer:

I am not a certified insurance financial planner.

This post is not to create unrest between any parties.

DO NOT take this post as a guide to the policy you bought because you should refer to your policy booklet.

Any enquiry just check with your financial planner.

What i stated does not means I am right and they are wrong.

Just go through what you signed.

There is a clause where one might receive refund for the total premium they paid less any loans or outstanding amount one owe and expenses linked to the policy.

or

one might receive the surrender value (if any) which ever is higher.

You should do your due diligent to see whether or how it might applies to you.

Another Good Deed Done.

Thursday, 18 September 2014

Do You know you can turn back YOUR time?




What rubbish am I talking about eh?

How can anyone turn back time?




There is actually a way but the approach will be different.

Before we make any major decision in life, we need to realistically visualize what is the possible outcome of the future.

We have to look at it through the positive and negative outcome and WEIGH whether the negative outcome would make you REGRET and hope you can turn back time.

There you have it!

You have successfully reach your STARTing point to change your future before it happens!




YES.

What is posted are just WORDS but do not under estimate how one can help themselves from trouble if they decide to take the time travel approach.

Learn to cherish what you have and count your BLESSING!

Invest and Trade Safely Everyone!